Accidents do occur and it is not always due to the fault of others, especially in car accidents. It is possible that you may have caused an accident and now you are sued for that. In such cases the best thing to do is not to panic and pick up the phone to inform your insurance provider in the first place. Next, you will have to take and follow the advice and guidance of a defense attorney within your jurisdiction who is knowledgeable about defense liability. These are the two primary persons that you should contact to build up a strong and effective defense strategy.
Insurance Defense Attorney
If you cannot find someone suitable to defend you for the car accident then you should rely on your insurance provider. They will on their behest arrange for an insurance defense attorney who is highly knowledgeable about such defenses. Working on behalf of the insurance provider primarily more than for you, the insurance attorney will put the best effort and channelize all available resources to minimize the claim payment, if not negate it, to save the insurance company thousands of dollars. You will simply have to provide all relevant documents and proofs so that the insurance lawyer provided to you can indemnify you in case of a claim.
Hire A Personal Injury Lawyer
When a lawsuit is filed against you, the insurance company lawyers will fight for your defense free of charge. In case the insurance company has to pay a claim amount according to the settlement or verdict, they will do so as per the policy and the limits of it. This is a very important point that you should consider. This is due to the fact that in some cases your insurance policy cover may not be sufficient enough to cover for the damages caused in serious injuries. In such a situation, your personal assets will be considered to meet up with the deficit amount. If you want to protect your personal assets you will also have to consult with another lawyer, preferably a personal injury lawyer.
At Fault And Injured
Situations may be so that you are at fault and at the same time injured in the same accident as well. In such a case you can be both the defendant as well as the plaintiff, according to personal injury law. In such cases you will have to consult with a reputed and well established personal injury lawyer as these situations are very complicated. Several states have incorporated some changes in comparative negligence in which the claim amount is proportioned according to the degree of negligence.
Help From A Personal Injury Lawyer
The personal injury lawyer will help you to deal with the insurance company, protect your assets from being included and much more defending you with a fair assessment from all perspectives. They will prove violations with regards to traffic rules, weather conditions, helping you to file police reports and much more. Useful liability defenses like assumption or risk, comparative fault and other specific laws of the jurisdiction like seat belt laws will be used to defend you.